We are an FDIC insured institution. We offer the maximum FDIC insurance coverage for your deposits, which has been increased to $250,000 per depositor through December 31, 2009. In addition, as a member of the Dickinson Financial Corporation banking group, we can arrange for you to have that same level of FDIC coverage through all of the six banks that make up Dickinson Financial. So in reality, you can now have up to $1,500,000 of FDIC insurance coverage per depositor through our banking group.

We are also pleased to announce our participation in the FDIC Transaction Account Guarantee (TAG) Program. The TAG program guarantees full deposit coverage, through December 31, for all non interest-bearing transaction accounts, regardless of the dollar amount. Coverage under the TAG program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

If you have questions or concerns about FDIC insurance coverage of your accounts, we have the ability to analyze and assess your coverage for you and we will be happy to do so.

If you would like to use the FDIC's insurance coverage estimator you may do so by going to www2.fdic.gov/edie/.

If you have concerns about FDIC coverage of your personal assets held at another bank, we invite you to talk with us about opening an account with our bank. You will find that we pay premium yields on checking, CDs, and money market accounts.